Last verified: [DATE]. NEXA updates its compensation plan often, so this page is the single source of truth for this site. Every other page links here instead of repeating numbers.
The short answer
Broker loans at NEXA typically price up to 275 bps. Under NEXA100, the loan officer receives 220 bps as cash comp, and the remaining 55 bps is credited to a business-expense ledger. [VERIFY]
You can spend the ledger on marketing and growth costs. [VERIFY eligible expenses]
What changed recently
- NEXA 100 UNLIMITED: a set of lenders pays the improved economics from your first loan, with no volume or recruiting requirement. [VERIFY current lender list]
- Correspondent volume threshold removed, effective September 1, 2026. [VERIFY]
Monthly costs
- NEXA technology fee: [VERIFY amount]
- Loan origination system (LOS): [VERIFY amount and options]
- Licensing, E&O, and state fees: [VERIFY]
- On my team, onboarding fees are covered. See what a sponsor does.
Example: one $400,000 loan
- At 220 bps cash comp: $8,800.
- Plus up to 55 bps to your business-expense ledger: up to $2,200.
- Compare that to a typical retail plan, often well under 100 bps per loan. [VERIFY]
Change log
- [DATE]: Page created.
Frequently asked questions
How much does NEXA pay loan officers per loan?
NEXA loans typically price up to 275 bps. Under NEXA100, loan officers receive 220 bps in cash comp plus up to 55 bps credited to a business-expense ledger. Confirm current terms, since the plan changes often.
Does NEXA pay a base salary?
No. NEXA loan officers are commission-only, with a choice of W-2 or 1099.
What is the NEXA business-expense ledger?
It’s an account credited with part of your loan revenue that you can use for business costs like marketing.
Want to talk it through?
Book a no-pressure call to ask your questions about NEXA.